Service Charges


 
Personal Chequing and Silver Shield Accounts
 
 Internal Transfers  Free 
 Internal Auto Payments  Free 
 Personal Cheques Cleared  0.65 
 Non-Encoded Cheques  5.00
 Pre Authorized Debits*  0.65
 Point of Sale  0.65
 ATM Exchange Network  Free
 Interac (CDN) *only on Exchange network*  Free
 Interac (CDN) Non - Exchange network  1.75
 Interac (FX)  3.00
 ATM Card Replacement  Free
 NSF Charges  25.00 
 Overdraft Charge (Per Item)  5.00
 Non NSF returned by VPCU  Free
 Certified Cheque (Member)  5.00
 Certified Cheque (Non-Member)  6.50
 US Bank Draft  5.00
   
 
 NOTE * Indicates FREE entries to: Golden Accounts,    
 Founders Club, Silver Shield accounts with $1000.00    
 minimum monthly balance.
 
Mortgages
   
 Reg. Fees  Cost
 Solicitor Fees  Cost
 Appraisal Fees  Cost
 Landcor Assesment and Title Fee  75.00
 Tsf. to other Financial Institution   250.00 
 Mortgage Renewal  75.00
 Blend and Extend   350.00
 Land Title Search   25.00
 Discharge and Document Fee  75.00
 Personal Loan SA Registration  30.00
 
Safety Deposit Boxes
 
 2 by 5 by 24  25.00
 3 by 5 by 24  35.00
 3 by 10 by 24  50.00
 5 by 10 by 24  95.00
 10 by 10 by 24  150.00
 Drilling Boxes  Cost
 Replacing Lost Key  15.00
 *Founders club receive $5.00 Discount*
 
Miscellaneous other fees
 
   
 Stop Payments   10.00
 US cheques on US account  2.50
 US cheques on CAD account  5.00
 Holding Cheques per item (as of July1st 2015)  5.00
 Personal Printing (D&H) Cost +2
 VPCU cheque order (each)*  1.00
 VPCU cheque order mailed (each)* + Postage   Cost+P
 VPCU business cheques (per 100)  5.00
 Managers cheques  5.00
 Close accnt./Tsf to other C.U.  Free
 Close accnt./Tsf to Bank or Cash  15.00
 Money Wire  Cost
 RRSP/TFSA/RESP TSF Out  75.00
 RRIF Admin Annual Fee  25.00
 Founders Club Buy in  2500.0

*Fees listed are subject to change without prior notification.*