Investment Rates

Term Deposits

 Rates effective as of April 12th, 2019
Terms - Minimum $1000.00 1 Year 2 Year 3 Year 4 Year 5 Year
Non-redeemable  1.65 % 1.90 % 2.00 % 2.10 % 2.20 
Non-redeemable 
Founder’s Club
1.70 % 1.95 % 2.05 % 2.15 % 2.25 
Redeemable (all or partial) 
*Early redemption at 0%  interest within the first 90 days.
 
1.20 % 1.25 % 1.30 % 1.40 % 1.50 

 

Short Terms - Non-redeemable - Minimum $1000.00 30 Days 90 Days 180 Days
Regular Fixed Terms 0.30 % 0.35 % 0.40 %
Gold Shield (55 Years+) & Founders Club 0.35 % 0.40 % 0.45 %

 

Special Term Deposits - Minimum $1000.00 15 Month 18 Month
Non-redeemable  1.75 % 1.80 %
Founder's Club Special 1.80 % 1.85 %
  
Terms - Minimum $1000.00 1 Year 2 Year 3 Year 4 Year 5 Year
RRSP's - Regular Fixed Terms 1.65 % 1.90 % 2.00 % 2.10 % 2.20 %
RRSP's - Founders' Club 1.70 % 1.95 % 2.05 % 2.15 % 2.25 %
Tax Free (TFSA) Fixed Terms 1.65 % 1.90 % 2.00 % 2.10 % 2.20 %
RRSP & TFSA Specials - Minimum $1000.00       15 Month 18 Month
RRSP's        1.75 % 1.80 %
RRSP's (Founder's Club)       1.80 % 1.85 %
Tax Free (TFSA)         1.75 % 1.80 %
Demand Account Rates RRSP's, RRIF's & TFSA's  0.25%
 
Escalator Terms - Min. $1000.00 1 Year 2 Year 3 Year 4 Year 5 Year
5 years - Non Registered 1.50 % 2.00 % 3.15 % 3.50 % 4.10 %

* Relationship Pricing is available. Please contact us to find out how to qualify
  for preferred term deposit rates.

** Rates and products are subject to change without notice at any time. Other conditions and restrictions may apply.