Investment Rates

Term Deposits

 LAST UPDATED OCT 12th 2017
Terms - Minimum $1000.00 1 Year 2 Year 3 Year 5 Year
Non-redeemable - Interest paid annually 1.25 % 1.30 % 1.35 % 1.65 %
Non-redeemable - Interest paid annually Founder’s Club 1.30 % 1.35 % 1.40 % 1.75 %
Redeemable (all or partial) 
 
  • Interest paid annually
  • Early redemption at 0% interest within the first 30 days
  • 0.10% interest after 30 days and/or after the anniversary date
1.00 % 1.25 % 1.40 % 1.50 %

 

Short Terms - Non-redeemable - Minimum $1000.00 30 Days 90 Days 180 Days
Regular Fixed Terms 1.00 % 1.10 % 1.15 %
Gold Shield (55 Years+) & Founders Club 1.00 % 1.15 % 1.20 %

 

Special Term Deposits - Minimum $1000.00 15 Month 18 Month
Non-redeemable - Interest paid quarterly to demand account or compound 1.35 % 1.60 %
Founder's Club Special 1.45 % 1.80 %


Registered Plans

Terms - Minimum $1000.00 1 Year 2 Year 3 Year 4 Year 5 Year
RRSP's - Regular Fixed Terms 1.25 % 1.30 % 1.35 % 1.40 % 1.65 %
RRSP's - Founders' Club 1.30 % 1.35 % 1.40 % 1.45 % 1.75 %
Tax Free (TFSA) Fixed Terms 1.25 % 1.30 % 1.35 % 1.45 % 2.00 %
RRSP & TFSA Specials - Minimum $1000.00       15 Month 18 Month
RRSP's        1.45 % 1.80 %
RRSP's (Founder's Club)       1.50 % 1.85 %
Tax Free (TFSA)         1.50 % 2.10 %
Demand Account Rates RRSP's, RRIF's & TFSA's  0.25%

Rates are subject to change without notice.

Looking for some other investment options? If so, please give us a call and we'll see what we can do!