Investment Rates

Term Deposits

 LAST UPDATED FEB 16th 2016
Terms 1 Year 2 Year 3 Year 5 Year
Locked In - Minimum $1,000. - Interest paid annually 1.00 % 1.25 % 1.25 % 1.50 %
Locked In -  Minimum $1,000.- Interest paid annually Founder’s Club 1.10 % 1.35 % 1.35 % 1.75 %
Locked In Minimum $10,000. - Interest paid monthly to demand account. 1.00 % 1.25 % 1.20 % 1.50 %
Withdrawable Minimum $1,000. - Interest paid annually
Early redemption at no interest first 29 days, then interest paid at 1.00% per annum for duration.
0.75 % 1.00 % 1.15 % 1.25 %
Withdrawable Minimum $10,000. - Interest paid monthly to demand account. Gold Shield Account must be 55 years or over.  
Early redemption permitted at no interest for first 29 days, then interest paid at 1.00% per annum for duration.
0.75 % 1.00 % 1.15 % 1.25 %

 

Short Terms - All deposits locked for duration. 30 Days 90 Days 180 Days
$10,000 minimum 1.00 % 1.00 % 1.00 %
Gold Shield (55 Years+) & Founders Club $10,000 minimum 1.00 % 1.00 % 1.00 %
$1,000 minimum 1.00 % 1.00 % 1.00 %

 

Special Term Deposits 15 Month 18 Month
Locked In - Interest paid quarterly to demand account or compound 1.25 % 1.50 %
Founder's Club Special 1.35 % 1.65 %


Registered Plans

Terms 1 Year 2 Year 3 Year 4 Year 5 Year
RRSP's = Regular Fixed Terms 1.00 % 1.75 % 1.75 % 1.75 % 2.00 %
RRSP's = Founders' Club 1.15 % 1.90 % 1.90 % 1.90 % 2.15 %
Tax Free Fixed Terms 1.15 % 1.90 % 1.90 % N/A 2.15 %
RRSP Specials 2 Month 4 Month 7 Month 15 Month 18 Month
RRSP's = Regular Specials Minimum $10,000 1.00 % 1.00 % 1.00 % 1.25 % 1.50 %
Founder's Club Specials N/A N/A N/A 1.35 % 1.65 %
Tax Free Fixed Term Specials N/A N/A N/A 1.35 % 1.65 %
Payroll Accumulator type 18 1 Year        
  0.50 %        
Demand R.R.S.P's & R.R.I.F's 0.25 %

Rates subject to change without notice. Member Preferred Rates available to qualified members only. Please call for details.