Investment Rates

Term Deposits

 Rates effective as of July 29th, 2019
Non Registered Fixed Terms - Minimum $1000.00 1 Year 2 Year 3 Year 4 Year 5 Year
Non-redeemable  1.50 % 1.65 % 1.75 % 1.90 % 2.00 
Non-redeemable 
Founder’s Club
1.55 % 1.70 % 1.80 % 1.95 % 2.05 
Redeemable (all or partial) 
*Early redemption at 0%  interest within the first 90 days.
 
1.10 % N/A N/A N/A N/A 
Non Registered Fixed Terms - Non-redeemable - Minimum $1000.00 30 Days 60 Days
Regular Fixed Terms 0.30 % 0.35 %
Gold Shield (55 Years+) & Founders Club 0.35 % 0.40 %
Non Registered Product Fixed Term Specials - Minimum $1000.00 15 Month 18 Month
Non-redeemable  1.55 % 1.60 %
Non-redeemable - Founder's Club  1.60 % 1.65 %
Non Registered Escalator Terms - Minimum $1000.00 1 Year 2 Year 3 Year 4 Year 5 Year
5 years Fixed Term 1.50 % 2.00 % 3.15 % 3.50 % 4.10 %
  
 
Registered Products Fixed Terms - Minimum $1000.00 1 Year 2 Year 3 Year 4 Year 5 Year
RRSP / TFSA / RRIF  1.50 % 1.65 % 1.75 % 1.90 % 2.00 %
RRSP / TFSA / RRIF 
Founders' Club
1.55 % 1.70 % 1.80 % 1.95 % 2.05 %
Registered Product Fixed Term Specials - Minimum $1000.00       15 Month 18 Month
RRSP / TFSA / RRIF        1.55 % 1.60 %
RRSP / TFSA / RRIF 
Founder's Club
      1.60 % 1.65 %
Demand Account Rates RRSP / TFSA / RRIF / RESP 0.25%
 
RESP Fixed Term Deposits - Mininimum $1000.00 1 Year 2 Year 3 Year 4 Year 5 Year
5 years - Redeemable*** N/A N/A N/A N/A 1.95 %

* Relationship Pricing is available. Please contact us to find out how to qualify
  for preferred term deposit rates.

** Rates and products are subject to change without notice at any time. Other conditions and restrictions may apply. 

*** Contact us to find out more about the B.C. Training & Education Savings Grant. Your child may be eligible to receive a $1200 grant!