Investment Rates

Term Deposits

Rates effective as of  November 25th, 2020
 
Non Registered Fixed Terms - Minimum $1000.00 1 Year 2 Year 3 Year 4 Year 5 Year
Non-redeemable  0.45% 0.60 % 0.65 % 0.80 % 0.95 
Non-redeemable 
Founder’s Club
0.50 % 0.65 % 0.70 % 0.85 % 1.00 
Redeemable (all or partial) 
*Early redemption at 0%  interest within the first 90 days.
 
0.30 % N/A N/A N/A N/A 
 
Non Registered Escalator Terms - Minimum $1000.00 1 Year 2 Year 3 Year 4 Year 5 Year
5 years Fixed Term 0.50 % 0.65 % 0.85% 1.00 % 2.00 %
 
Non Registered Product Fixed Term Specials - Minimum $1000.00 15 Month 18 Month
Non-redeemable  0.50 % 0.55 %
Non-redeemable - Founder's Club  0.55 % 0.60 %
 
Registered Products Fixed Terms - Minimum $1000.00 1 Year 2 Year 3 Year 4 Year 5 Year
RRSP / TFSA / RRIF  0.45 % 0.60 % 0.65 % 0.80 % 0.95 %
RRSP / TFSA / RRIF 
Founders' Club
0.50 % 0.65 % 0.70 % 0.85 % 1.00 %
Registered Product Fixed Term Specials - Minimum $1000.00       15 Month 18 Month
RRSP / TFSA / RRIF        0.50 % 0.55 %
RRSP / TFSA / RRIF 
Founder's Club
      0.55 % 0.60 %
Demand Account Rates RRSP / TFSA / RRIF / RESP 0.05%
 
RESP Fixed Term Deposits - Minimum $1000.00 1 Year 2 Year 3 Year 4 Year 5 Year
5 years - Redeemable*** N/A N/A N/A N/A 0.85 %
* Relationship Pricing is available. Please contact us to find out how to qualify
  for preferred term deposit rates.

** Rates and products are subject to change without notice at any time. Other conditions and restrictions may apply. 

*** Contact us to find out more about the B.C. Training & Education Savings Grant. Your child may be eligible to receive a $1200 grant!