Investment Rates

Term Deposits

Rates effective as of  November 25th, 2020
 

Non Registered Fixed Terms - Minimum $1000.00	1 Year	2 Year	3 Year	4 Year	5 Year
Non-redeemable	0.45%	0.60 %	0.65 %	0.80 %	0.95
Non-redeemable  Founder’s Club	0.50 %	0.65 %	0.70 %	0.85 %	1.00
Redeemable (all or partial)  *Early redemption at 0%  interest within the first 90 days.	0.30 %	N/A	N/A	N/A	N/A

 

Non Registered Escalator Terms - Minimum $1000.00	1 Year	2 Year	3 Year	4 Year	5 Year
5 years Fixed Term	0.50 %	0.65 %	0.85%	1.00 %	2.00 %

Non Registered Product Fixed Term Specials - Minimum $1000.00	15 Month	18 Month
Non-redeemable	0.50 %	0.55 %
Non-redeemable - Founder's Club	0.55 %	0.60 %

 

Registered Products Fixed Terms - Minimum $1000.00	1 Year	2 Year	3 Year	4 Year	5 Year
RRSP / TFSA / RRIF	0.45 %	0.60 %	0.65 %	0.80 %	0.95 %
RRSP / TFSA / RRIF  Founders' Club	0.50 %	0.65 %	0.70 %	0.85 %	1.00 %
Registered Product Fixed Term Specials - Minimum $1000.00				15 Month	18 Month
RRSP / TFSA / RRIF				0.50 %	0.55 %
RRSP / TFSA / RRIF  Founder's Club				0.55 %	0.60 %
Demand Account Rates RRSP / TFSA / RRIF / RESP			0.05%

 

RESP Fixed Term Deposits - Minimum $1000.00	1 Year	2 Year	3 Year	4 Year	5 Year
5 years - Redeemable***	N/A	N/A	N/A	N/A	0.85 %

* Relationship Pricing is available. Please contact us to find out how to qualify
  for preferred term deposit rates.

** Rates and products are subject to change without notice at any time. Other conditions and restrictions may apply. 

*** Contact us to find out more about the B.C. Training & Education Savings Grant. Your child may be eligible to receive a $1200 grant!