Investment Rates

Term Deposits

 Rates effective as of January 9, 2020

Non Registered Fixed Terms - Minimum $1000.00	1 Year	2 Year	3 Year	4 Year	5 Year
Non-redeemable	1.60 %	1.75 %	1.85 %	2.00 %	2.15
Non-redeemable  Founder’s Club	1.65 %	1.80 %	1.90 %	2.05 %	2.20
Redeemable (all or partial)  *Early redemption at 0%  interest within the first 90 days.	1.15 %	N/A	N/A	N/A	N/A

Non Registered Fixed Terms - Non-redeemable - Minimum $1000.00	30 Days	60 Days
Regular Fixed Terms	0.30 %	0.35 %
Gold Shield (55 Years+) & Founders Club	0.35 %	0.40 %

Non Registered Product Fixed Term Specials - Minimum $1000.00	15 Month	18 Month
Non-redeemable	1.65 %	1.70 %
Non-redeemable - Founder's Club	1.70 %	1.75 %

Non Registered Escalator Terms - Minimum $1000.00	1 Year	2 Year	3 Year	4 Year	5 Year
5 years Fixed Term	1.50 %	2.00 %	3.15 %	3.50 %	4.10 %

  
 

Registered Products Fixed Terms - Minimum $1000.00	1 Year	2 Year	3 Year	4 Year	5 Year
RRSP / TFSA / RRIF	1.60 %	1.75 %	1.85 %	2.00 %	2.15 %
RRSP / TFSA / RRIF  Founders' Club	1.65 %	1.80 %	1.90 %	2.05 %	2.20 %
Registered Product Fixed Term Specials - Minimum $1000.00				15 Month	18 Month
RRSP / TFSA / RRIF				1.65 %	1.70 %
RRSP / TFSA / RRIF  Founder's Club				1.70 %	1.75 %
Demand Account Rates RRSP / TFSA / RRIF / RESP			0.25%

 

RESP Fixed Term Deposits - Mininimum $1000.00	1 Year	2 Year	3 Year	4 Year	5 Year
5 years - Redeemable***	N/A	N/A	N/A	N/A	1.95 %

* Relationship Pricing is available. Please contact us to find out how to qualify
  for preferred term deposit rates.

** Rates and products are subject to change without notice at any time. Other conditions and restrictions may apply. 

*** Contact us to find out more about the B.C. Training & Education Savings Grant. Your child may be eligible to receive a $1200 grant!