A secure retirement means being financially independent. But if you are like a growing number of Canadians who also want to ensure their investments are made responsibly - both socially and environmentally - an Ethical Funds RRSP is the clear choice.

Ethical Funds is Canada's most comprehensive family of socially responsible mutual funds. Our family of 16 Funds gives you a range of domestic and foreign investment options, so you can build a diversified portfolio suited to your retirement goals.

With an Ethical Funds RRSP, you can save for a secure retirement, while your investments are working to improve the future for everyone.

The Ethical^® Advantage means solid financial management with a commitment to social change and progress. We listen to you, and reflect your values through social and environmental screening and positive shareholder action. Strategies include corporate dialogue, proxy voting and filing shareholder resolutions.

Ethical Funds also works on your behalf to encourage companies to improve workplace conditions, minimize environmental impact and respect human rights.

Over the past 16 years, Ethical Funds has proven that it's possible to invest with a conscience. Evidence is building that financial results can be enhanced when you apply socially responsible investment criteria. It makes sense: companies that care about their social and environmental performance tend to be progressive and well-managed.

Ask your Credential Asset Management Inc. Mutual Funds Investment Specialist how an Ethical Funds RRSP can help you save for a better future. For more information about Ethical Funds and the Ethical Principles, or to see the current rates of return, visit the Ethical Funds web site.