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We offer a wide variety of personal loans to our membership’s many needs. Whether you are looking to purchase a new vehicle, preparing for your dream vacation or needing to consolidate some high interest rate debt, we have many great options available.

A personal loan from G&F can help you reach your goals.

Whether it’s to handle unexpected expenses or help with a big purchase, G&F can help you determine your needs, payments and borrowing options.


  • Competitive interest rates on fixed or variable rates
  • Flexible repayment options – monthly, bi-weekly or weekly
  • No penalties on repayment or early payouts
  • Credit, life and disability insurance available

Determine your credit needs.

Before you commit to credit, it’s a good idea to discuss your entire financial situation with an expert and determine how much credit you can realistically afford.

How long does it take to get a loan approval:
Once you have provided us with a completed loan application form and the required income verification documentation, we will respond to your request within 1 to 2 business days. Response times will vary depending on the volume of requests. The most efficient way to submit your request is to email the signed completed loan application form and your income verification documents to [email protected] . If you are applying for a debt consolidation loan, please also send us the most recent statements of the loans and credit cards you wish to consolidate as well.

Can’t make it into the branch to sign documents or chat with a Loans Officer because of your unusual schedule:
You can send us the loan application form by printing it off, completing and signing it and scanning it to us via email at [email protected] or directly to a lender you may be working with. We will correspond with you accordingly from there. Should your request be approved, and as electronic signatures are now accepted, all required documents would be sent through Docusign for you to sign via email. Please read about our Docusign service by clicking here.

Hesitant to apply for more credit, but you want to improve your finances:
Sometimes a financial review along with some adjustments to budgeting can address a cashflow situation. At VPF, we would be happy to review your budgeting and offer our best advice free of charge, no strings attached. It should also be noted that our staff do not have sales targets nor earn commissions on any products sold so you can rest assured knowing that we have your best interests in mind at all times.


Legal Disclaimer: Payment protection coverage is optional and is underwritten and provided by CUMIS Life Insurance Company. Coverage is governed by the terms and conditions of the creditor group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements.

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